How To Check 8.25% EPF Interest Credit on UMANG App: Step-by-Step Guide
EPFO subscribers can now verify the 8.25 per cent interest credit for the financial year via the UMANG app. After logging in with their UAN, users can navigate to the 'View Passbook' section under EPFO services to see the updated interest. If the credit is not yet reflected, it is recommended to wait, as EPFO updates accounts in batches across all regional offices.
Employees' Provident Fund (EPFO) subscribers can now verify the latest interest credits in their accounts, following the government’s approval of an 8.25 per cent interest rate for the financial year. As the organisation completes the process of updating member passbooks across the country, millions of employees are using digital platforms to confirm that the interest has been correctly deposited into their provident fund accounts.
The UMANG (Unified Mobile Application for New-age Governance) app remains one of the most accessible tools for members to view these updates in real-time. By providing a secure, mobile-first interface, the platform allows subscribers to monitor their retirement savings without the need to visit a regional EPFO office. EPFO: How To Activate Your UAN for the First Time Using UMANG App and Aadhaar Face Authentication.
Prerequisites for Accessing Your Passbook
Before logging in to the UMANG app, ensure your digital infrastructure is prepared for a smooth experience:
- Active UAN: You must have your 12-digit Universal Account Number (UAN) available.
- Registered Mobile Number: Your UAN must be linked to your current mobile number, as the login process requires a One-Time Password (OTP) verification.
- Updated App: Ensure you have downloaded the latest version of the UMANG app from your smartphone’s official app store to maintain security and functionality.
Steps To View Your EPF Interest Credit
To check if the 8.25 per cent interest has been credited to your account, follow this procedure within the application:
- Login: Open the UMANG app and authenticate your session using your UAN and the OTP sent to your registered mobile number.
- Locate EPFO Services: Use the search bar on the home screen to find "EPFO."
- View Passbook: Within the EPFO service menu, select "View Passbook."
- Verification: The system will prompt you for a second OTP sent to your registered mobile number for secure access.
- Review Details: Once verified, you will be able to see your member ID associated with your UAN. Select the relevant member ID to view your detailed passbook, where you can observe the "Interest Credited" entry for the most recent financial year.
Understanding the Interest Update
The interest rate of 8.25 per cent is calculated on the monthly running balance of the EPF account. EPFO typically updates these figures in batches, meaning that while the notification may have been issued, it might take a few additional days for the credit to reflect in every individual’s account across all regional offices. If you are unable to see the credit immediately, it is advised to wait a few days as the system continues the automated updating process. How To Check Old and New Claims on the EPFO Revamped Portal, Access Service History.
Resolving Discrepancies
If the passbook does not reflect the expected interest credit or if there are discrepancies in your balance, members should first check the "Service History" section to ensure all previous employment contributions have been reconciled. For further assistance, subscribers can lodge a grievance through the official EPFiGMS (EPFO Integrated Grievance Management System) portal. Maintaining an updated mobile number and ensuring your [Aadhaar Redacted] is seeded with your UAN remain the best practices for receiving timely SMS alerts and maintaining full access to all digital EPFO services.
(The above story first appeared on LatestLY on Jul 19, 2026 10:29 AM IST. For more news and updates on politics, world, sports, entertainment and lifestyle, log on to our website latestly.com).
