The bank had posted a net profit of Rs 3,344 crore in the same period last year. Despite the marginal dip in profit, the bank’s net interest income (NII) rose 4 per cent (on-year) to Rs 7,311 crore from Rs 7,020 crore in Q2 FY25, while the net interest margin (NIM) stood at a healthy 4.54 per cent.