SBI Announces 45-Minute UPI Outage on September 4; What Customers Need To Know
State Bank of India has announced a 45-minute UPI outage on September 4, from 00:15 to 01:00 Indian Standard Time for maintenance. The bank recommended using UPI Lite for small transactions up to INR 1,000 during the downtime and outlined standard transaction limits. 'We regret the inconvenience caused to our customers,' SBI said.
State Bank of India (SBI) has issued an advisory warning customers of a scheduled 45-minute outage affecting its Unified Payments Interface (UPI) services on Friday, September 4, due to routine system maintenance.
Maintenance Window and Schedule
The temporary suspension will take place between 00:15 hours and 01:00 hours Indian Standard Time (IST) on Thursday, September 4. During this brief window, standard UPI transactions for SBI account holders will be unavailable. Canara Bank ATM Charges Revised: Free Transactions Reduced and Fees Increased Starting September 1.
State Bank of India Sets Scheduled UPI Maintenance for September 4
Due to scheduled maintenance activity, SBI UPI services will be temporarily unavailable from 00:15 hrs to 01:00 hrs on 04.09.2026 (IST). The activity may, however, be completed early. Customers may continue to use UPI Lite Services for uninterrupted service. We regret the…
— State Bank of India (@TheOfficialSBI) September 2, 2026
The bank noted that the maintenance work could potentially conclude ahead of the announced schedule. In a post on X (formerly Twitter), SBI apologised for the inconvenience and advised customers seeking uninterrupted transactions during the downtime to utilise UPI Lite. "Customers may continue to use UPI Lite Services for uninterrupted service. We regret the inconvenience caused to our customers," SBI said.
SBI UPI Outage Scheduled for September 4
SBI UPI Transaction Limits
For normal operations outside the maintenance window, SBI enforces standard regulatory thresholds and transaction caps:
- Person-to-Person (P2P): Up to 20 transactions per day.
- Person-to-Merchant (P2M): Subject to applicable daily UPI transaction value limits.
- Overall Value Limit: INR 1,00,000 for combined daily P2P and P2M transactions.
- Special Categories: Higher caps apply to specific sectors, including up to INR 2,00,000 for insurance and capital market transactions, and up to INR 5,000,000 for IPO applications through ASBA, the Retail Direct Scheme (RDS), tax payments, hospitals, and educational institutions.
- International Remittances: Inward and outward remittances through the India-Singapore UPI corridor are capped at the equivalent of 1,000 Singapore dollars.
UPI Lite Features
UPI Lite is designed for small-value transactions and allows users to make payments of up to INR 1,000 without entering their UPI PIN for each transaction. The maximum balance that can be maintained in a UPI Lite wallet is INR 5,000.
(The above story first appeared on LatestLY on Sep 02, 2026 11:37 PM IST. For more news and updates on politics, world, sports, entertainment and lifestyle, log on to our website latestly.com).
