The EPFO has begun crediting an 8.25 per cent interest for FY 2024-25, with a subscriber having an INR 5.6 lakh balance potentially seeing an INR 46,000 credit. Members can check their updated passbooks via the EPFO portal, UMANG app, or by sending an SMS "EPFOHO UAN ENG" to 7738299899. Delays in visibility are common due to phased updates