Mumbai, December 23: In January 2026, banks will stay shut for business for a total of 10 days officially. Additionally, banks will also observe closure on the second and fourth Saturdays and all Sundays of the month. This comes as the Reserve Bank of India (RBI) has released the bank holiday list for January 2026. As December 2026 draws to a close and people await welcoming the New Year 2026, scroll below to see the list of bank holidays in January, the first month of 2026. So, when will banks remain shut in the coming month?

As per the RBI's bank holiday list for January, banks will observe official closure on January 1, 2, 3, 12, 14, 15, 16, 17, 23 and 26. The holidays are on account of New Year's Day, Mannam Jayanthi, Swami Vivekananda birthday, Makar Sankranti, Thiruvalluvar Day, Saraswati Puja and Republic Day, among others. Having said that, customers need to know if the designated bank holiday applies to a particular city or to the entire country. Scroll below to see the full list of bank holidays in January 2026. Christmas 2025: Will It Snow on December 25? List of UK Cities Most Likely To See a White Christmas.

Complete List of Bank Holidays and Dates in January 2026

Date:  Holiday:  City/Cities: 
January 1  New Year’s Day/Gaan-Ngai  Aizawl, Chennai, Gangtok, Imphal, Itanagar, Kohima, Kolkata and Shillong 
January 2  New Year Celebration/Mannam Jayanthi  Aizawl, Kochi and Thiruvananthapuram 
January 3  Birthday of Hazrat Ali  Kanpur and Lucknow 
January 12  Birth Day of Swami Vivekananda  Kolkata 
January 14  Makar Sankranti/Magh Bihu  Ahmedabad, Bhubaneswar, Guwahati and Itanagar 
January 15  Uttarayana Punyakala/Pongal/Maghe Sankranti/Makara Sankranti  Bengaluru, Chennai, Gangtok, Hyderabad and Vijayawada 
January 16  Thiruvalluvar Day  Chennai 
January 17  Uzhavar Thirunal  Chennai 
January 23  Birthday of Netaji Subhas Chandra Bose/Saraswati Puja (Shree Panchami)/Vir Surendrasai Jayanti/Basanta Panchami  Agartala, Bhubaneswar and Kolkata 
January 26  Republic Day  Across all cities in India

Banks Will Remain Closed on 2 Saturdays and All Sundays

In addition to the above RBI-designated bank holidays in January 2026, banks will also stay closed for business on the second and fourth Saturdays and all Sundays of the month. These dates are January 10 (second Saturday) and January 24 (fourth Saturday), and all Sundays (January 4, 11, 18 and 25 ). That's because the RBI said that all scheduled and non-scheduled banks will observe public holiday on the second and fourth Saturdays.

This means banks will stay shut for a total of 16 days in the first month of 2026. While banks will remain closed for more than 15 days in January 2026, customers can opt for digital banking services such as internet banking, UPI, ATMs, NEFT, RTGS, among others, to pay bills or complete pending transactions. In view of the bank holidays mentioned above for next month, customers can plan their banking work to avoid last last-minute rush or delay pending financial work.

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(The above story first appeared on LatestLY on Dec 23, 2025 08:16 PM IST. For more news and updates on politics, world, sports, entertainment and lifestyle, log on to our website latestly.com).