Has Your 8.25% EPF Interest Been Credited? Here Is How To Check It via the UMANG App
The UMANG application allows salaried employees to easily check their updated Employees' Provident Fund (EPF) account balance and the newly credited 8.25 per cent annual interest. Users can securely view their passbook using their UAN and OTP authentication. Scroll below to know how to check EPF interest credit using the Umang app.
Salaried employees across the country can now verify the reflection of their annual provident fund earnings following the official approval of the 8.25 per cent EPF interest rate for the financial year. As the Employees' Provident Fund Organisation (EPFO) rolls out interest credits to millions of member accounts, subscribers are utilising digital channels to monitor their updated balances. Among the approved government platforms, the UMANG application provides a straightforward mobile interface to verify these transactions.
Understanding the EPF Interest Process
The Government of India maintains the annual interest rate on Employees' Provident Fund deposits at 8.25 per cent per annum, offering steady returns for salaried members. Although interest is calculated monthly based on running balances, it is officially credited to accounts annually after administrative processing and notifications by the retirement fund body. EPF vs Mutual Funds: Why EPFO Says Provident Fund Should Be the Foundation of Your Retirement Plan.
With updated balances reflected on member profiles, subscribers frequently check their digital passbooks to confirm that the credited amounts align with their accumulated contributions.
Step-by-Step Guide to Check EPF Interest on UMANG App
The Unified Mobile Application for New-Age Governance (UMANG) serves as a centralised platform for various government services, including EPFO account management. Users can check their updated balances and interest credits by following these steps:
- Download and Register: Open the UMANG application on your smartphone. If you are a new user, complete the one-time registration using your mobile number. Existing users can log in via mobile number and MPIN or OTP.
- Locate the EPFO Service: Use the search bar within the application to look for EPFO, or navigate directly to the services section dedicated to the retirement fund body.
- Access Employee Centric Services: Select the Employee Centric Services option from the menu list to view available account functions.
- View Passbook: Click on the View Passbook option. Enter your 12-digit Universal Account Number (UAN) when prompted.
- Authenticate via OTP: A One-Time Password (OTP) will be sent to your registered mobile number linked with your UAN. Enter the OTP to access your digital passbook and review recent deposits, contributions, and the updated interest credit. EPF Interest for FY 2025–26 Credited? Here’s How To Check Your Updated PF Balance.
Alternative Verification Channels
In addition to the UMANG application, members can access their updated account statements through the official EPFO Member Passbook portal by logging in with their UAN and password. Regional offices advise subscribers that minor processing intervals may apply across certain accounts as nationwide database updates are finalised.
(The above story first appeared on LatestLY on Jul 24, 2026 05:18 PM IST. For more news and updates on politics, world, sports, entertainment and lifestyle, log on to our website latestly.com).