Grocery Stores, Banks and Post Offices; What's Open or Closed on 4th of July Holiday in US
The 4th of July holiday in the US is split between public and private sectors. The USPS, major banks, and government offices are completely closed, with no mail delivery or in-person banking. While most major grocery stores and retailers like Walmart remain open, Costco stands as the primary retail exception and is closed.
As millions of Americans gather to celebrate the nation's milestone 250th Independence Day today, July 4, the Saturday placement of the holiday has altered standard operational schedules across public and private sectors. While federal offices observed the holiday on Friday, July 3, the actual closing of financial institutions and mail delivery takes place today, Saturday, July 4. Consumers can expect a sharp split between commercial retailers, which are mostly remaining open, and essential public services, which are entirely paused.
Mail and Shipping Services Cease Operations
The United States Postal Service (USPS) is completely closed today in observance of Independence Day. All traditional brick-and-mortar retail post offices are locked, and there will be no regular residential or commercial mail delivery. Regular postal operations and delivery networks are scheduled to resume on Monday, July 6. From Whom the US Got Independence on 4th of July: The History Behind the Holiday.
Private logistics networks are following a similar framework. Both FedEx and United Parcel Service (UPS) have suspended standard pickup and delivery services for the day. However, a selection of FedEx Office and UPS Store storefronts may remain accessible with highly modified weekend hours.
Financial Institutions and Government Shutdowns
Because July 4 is a recognised federal holiday, banking branches nationwide are closed today. Brick-and-mortar locations for corporate giants - including JPMorgan Chase, Bank of America, Wells Fargo, and Citibank - are non-operational for in-person transactions. Digital banking remains unaffected by the physical closures. ATMs, online web banking portals, and smartphone applications continue to process transfers and deposits automatically. Additionally, all federal, state, county, and local municipal government buildings, including municipal courthouses and Department of Motor Vehicles (DMV) branches, are entirely closed. US Independence Day 2026: Organisers Revise Celebrations Amid Heat Advisory; Donald Trump’s Address, Fireworks To Proceed.
Grocery and Retail Outlets Welcome Shoppers
In contrast to public utilities, the vast majority of major supermarket chains and big-box retailers are remaining open to serve holiday shoppers. National grocery chains - including Kroger, Publix, Whole Foods Market, Albertsons, and Trader Joe's - are maintaining active schedules, though individual regional managers may implement early evening closures. Most major retail chains - such as Walmart, Target, Home Depot, and Lowe's - are operating under regular or slightly modified Saturday parameters.
Costco Wholesale is the primary retail exception to the holiday weekend schedule. All Costco warehouses across the United States are completely closed today, July 4, to allow employees to observe the holiday. Convenience store chains, digital delivery services like Gopuff, and major pharmacy networks such as CVS and Walgreens are generally keeping their doors open, though on-site pharmacy counter hours may be restricted compared to a standard Saturday.
(The above story first appeared on LatestLY on Jul 04, 2026 10:58 AM IST. For more news and updates on politics, world, sports, entertainment and lifestyle, log on to our website latestly.com).