Bank Holiday on Karwa Chauth: Are Banks Closed Across India on October 29? Check Details
According to the Reserve Bank of India (RBI) holiday schedule, banks will not observe a nationwide closure for Karwa Chauth on October 29. Physical branch operations will remain closed only in Shimla (Himachal Pradesh), while banks across Delhi, Mumbai, Kolkata, and all other major cities will function normally. Digital services stay active.
Banks in India will not observe a nationwide holiday on October 29 for Karwa Chauth, according to the official holiday schedule issued by the Reserve Bank of India (RBI). Physical branch operations for all public and private sector banks will remain closed in only one state capital on Thursday, while branches in all other major metros - including New Delhi, Mumbai, Kolkata, and Chennai - will operate normally as scheduled.
State-Wise Bank Holiday Declaration for Karwa Chauth
Under the Negotiable Instruments Act guidelines published by the RBI, Karwa Chauth is categorised as a regional holiday rather than a gazetted national holiday. Bank Holidays in October 2026: Full State-Wise RBI Holiday List & Closed Dates.
For Thursday, October 29, 2026, physical branch operations are declared closed in only one official circle:
- Shimla (Himachal Pradesh): All public and private sector bank branches will remain closed.
- All Other Major Metros & States: Banks will remain open and fully operational in Delhi, National Capital Region (Noida, Ghaziabad, Gurugram), Uttar Pradesh, Punjab, Haryana, Rajasthan, Mumbai, Bengaluru, Kolkata, Chennai, Hyderabad, and other centres.
Alternative Banking Channels and Digital Services
While physical branch counters in Shimla will be closed for cash deposits, counter clearances, and in-person customer service, digital banking infrastructure remains unaffected nationwide. Customers across all states can continue to access financial services through:
- Digital Payments: Unified Payments Interface (UPI) applications (such as Google Pay, PhonePe, Paytm), Immediate Payment Service (IMPS), Real Time Gross Settlement (RTGS), and National Electronic Funds Transfer (NEFT).
- Self-Service Banking: Online internet banking web portals, mobile banking applications, and Automated Teller Machine (ATM) networks for cash withdrawals and mini-statements.
Physical branch operations across the rest of the country will continue standard working hours before the next scheduled regional closure on Saturday, October 31, in select regions like Ahmedabad for Sardar Vallabhbhai Patel’s Birthday.
(The above story first appeared on LatestLY on Oct 28, 2026 03:15 PM IST. For more news and updates on politics, world, sports, entertainment and lifestyle, log on to our website latestly.com).