Mumbai, January 23: The Reserve Bank of India (RBI) has issued the official list of bank holidays for February 2026, notifying customers of several days when physical branches will remain closed. While the month features standard weekend breaks, regional festivals and birth anniversaries will see banking services suspended in specific states/cities. Customers are advised to utilise digital banking, UPI, and ATMs, which will remain operational throughout the month to ensure uninterrupted financial transactions.

Understanding RBI's Holiday Categories

The RBI classifies these holidays into three distinct categories: Holidays under the Negotiable Instruments Act, Real-Time Gross Settlement (RTGS) holidays, and Banks' Closing of Accounts. Most of the February 2026 breaks fall under the Negotiable Instruments Act, meaning they are observed by both public and private sector banks in the respective regions. Bank Holiday 2026 List: RBI Releases Month-Wise Bank Holidays Calendar for New Year; Check Dates.

February 2026 Bank Holiday Schedule As Per Reserve Bank of India

The following table outlines the specific dates, occasions, and cities or states where bank branches will remain closed:

Date  Day  Bank Holiday  City/Cities 
February 18  Wednesday  Losar  Gangtok 
February 19  Thursday  Chhatrapati Shivaji Maharaj Jayanti  Belapur, Mumbai and Nagpur 
February 20  Friday  State Day/Statehood Day  Aizawl, Itanagar 

According to the RBI bank holiday list for February, banks will officially remain closed for three days - Losar (February 18), Chhatrapati Shivaji Maharaj Jayanti (February 19) and State Day/Statehood Day (February 20). Additionally, banks will remain closed on the second and fourth Saturdays of the month and all Sundays. The second and fourth Saturdays fall on February 14 and 28. Dry Day List 2026: Month-Wise Dates When Alcohol Sales Are Restricted in India.

Impact on Banking Services

On the other hand, all Sundays when banks will remain closed due to weekend holidays are February 1, 8, 15 and 22. While physical branch counters will be closed on the above said dates, digital infrastructure remains robust. Mobile banking apps, net banking portals, and UPI services will continue to function 24/7.

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(The above story first appeared on LatestLY on Jan 23, 2026 05:05 PM IST. For more news and updates on politics, world, sports, entertainment and lifestyle, log on to our website latestly.com).