How To Use Apple Pay in India: Setup Guide, Supported Cards and Where It Works

Apple Pay has officially launched in India, bringing its contactless payment ecosystem to millions of iPhone, iPad, and Apple Watch users across the country. The rollout allows consumers to make secure digital payments in stores, inside applications, and across web platforms using their Apple devices.

Getting Started: How To Set Up Apple Pay

Setting up the service requires minimal configuration. Users can add an eligible payment card directly to Apple Wallet by utilising the latest version of the Axis Bank app, reports Apple. Does Apple Store Your Credit Card Numbers on Device or Servers? Know What iPhone Maker Said About Apple Pay.

Alternatively, users can complete the setup manually:

• Open the Wallet app on an iPhone.
• Tap the plus sign (+) in the upper corner.
• Follow the on-screen prompts to add an eligible card.

At launch, the service supports Axis Bank-issued Visa and Mastercard credit cards. Once added, users continue to earn all standard rewards and benefits associated with their cards.

Making Payments In-Store and Online

Using Apple Pay for brick-and-mortar retail transactions is designed to be frictionless.

• In-Store Purchases: Double-click the side button or Home button, authenticate using Face ID, Touch ID, or a device passcode, and hold the top of the iPhone or the display of the Apple Watch near the merchant's contactless reader.
• Apps and Web Checkout: Users can make quick purchases on iPhones and iPads - with Mac support rolling out soon - without needing to manually create accounts, type contact information, or input card details repeatedly.

Transactions require biometric verification or a device passcode, ensuring an added layer of financial security. Apple Pay Arrives in India: From Croma to Zomato, Complete List of Merchants and Platforms Supporting the Service.

Merchant Acceptance Across India

Apple Pay is accepted by millions of merchants nationwide at launch. Supported physical and online outlets include Apple Store locations, Blinkit, Chaayos, Comet, Croma, Interflora, Ixigo, Le15 Patisserie, Reliance retail brands, Tata 1mg, and Zomato. To scale merchant integration seamlessly, Apple has partnered with major payment service providers (PSPs) in India - including BillDesk, Cashfree, Juspay, Mswipe, Paytm, PayU, Pine Labs, and Razorpay - to embed the payment gateway directly into existing merchant networks.

(The above story first appeared on LatestLY on Oct 04, 2026 04:14 PM IST. For more news and updates on politics, world, sports, entertainment and lifestyle, log on to our website latestly.com).